TermInsuranceBrokers.com is licensed as an independent broker with CareFirst Blue Cross / Blue Shield of Virginia.

CareFirst Blue Cross/Blue Shield is the local BCBS health insurance company for all areas of Maryland, all areas of Washington DC, and areas of Northern Virginia that are east of Route 123. Some of these areas include Arlington, Alexandria, McLean, Vienna, Springfield, Fort Belvoir, and parts of Fairfax. Anyone located west of Route 123 in Virginia would be referred to Anthem Blue Cross/Blue Shield.

Everyone has different needs when determining the health plan that’s right for them.  CareFirst offers a range of options so you can secure the coverage that’s right for you. With the new Affordable Care Act, each carrier created new health insurance plans for the marketplace – CareFirst BCBS released the BlueChoice, BluePreferred, and HealthyBlue plans.

These new plans feature more comprehensive benefits than before and include a range of deductible and network options to suit everyone’s budgets. Preventative care is fully covered under each plan when you visit an in-network doctor – includes services such as immunizations, PSA screenings, Mammograms, and well-child care.

Click here to download CareFirst BCBS’s benefit summary (VA)

Catastrophic plans are only available to individuals under age 30. This plan is an excellent choice for young adults who want to keep their premiums to the lowest possible level and are willing to share a larger portion of the costs in the event of an illness or injury.  CareFirst BCBS only offers one catastrophic level plan:

  1. BlueChoice Young Adult $6,350

Bronze plans are an excellent choice for those who want to keep their premiums low and still get a great level of protection.  CareFirst BCBS offers four options for their bronze plan:

  1. BluePreferred HSA Bronze $3,500
  2. BlueChoice HSA Bronze $4,000
  3. BlueChoice Plus Bronze $5,500
  4. BlueChoice HSA Bronze $6,000

Silver plans offer a nice balance for those who want a low premium and a low deductible.  CareFirst BCBS offers four options for their silver plan:

  1. BlueChoice HSA Silver $1,300
  2. BluePreferred HSA Silver $1,500
  3. BlueChoice Silver $2,000
  4. Bluechoice Plus Silver $2,500

Gold plans are great for those who have predictable medical expenses, want a very low or no deductible, or simply want to limit the potential cost they may take on in the event of an illness or injury.  CareFirst BCBS offers four options for their gold plan:

  1. BlueChoice Gold $0
  2. BluePreferred Gold $500
  3. BlueChoice Gold $1,000
  4. HealthyBlue Gold $1,500

Platinum plans are the elite plans and feature the greatest benefits.  These are great for those who have predictable high medical expenses, do not want any deductible, or want to greatly limit what they may be responsible for on their medical bills in the event of an illness or injury.  CareFirst BCBS offers two options for their platinum plan:

  1. HealthyBlue Platinum $0
  2. BluePreferred Platinum $0 


Click on a plan above to see details


Click here for a free instant quote comparison of health insurance plans from CareFirst BCBS and other top major medical insurance companies.  If you have any questions about CareFirst’s health insurance plans, give us a call at 1-800-571-2980 or e-mail us at Info@terminsurancebrokers.com.