United Health One in Virginia offers a wide variety of plans to suit every budget and boasts the nation’s largest network (Choice Plus) owned by a single company. One of the most affordable and comprehensive is the HSA 100, which is also compatible with a health savings account (HSA). The plan features a single deductible for the whole family, lower premiums, preventative care before the deductible, and an option for no annual limit on prescription benefits. A health savings account can be especially helpful if you have pre-existing medical conditions since you can gain tax advantages that are not available with non-HSA plans. HSA 100 includes the following benefits:
Deductibles – $1250, $2500, $3000, $3500, or $5000 for individuals. $2500, $5000, $6000, $7000, or $10,000 for families. Benefits paid 100% after deductible (except preventative care, see brochure for details).
Office Visits – 100% after deductible, unlimited visits.
Lifetime Maximum – Unlimited
Preventative Care for Children – 100% before deductible, no waiting periods, co-payments or out of pocket expenses required for covered services.
Preventative Care for Adults and Children age 7 and up – 100% before deductible, no waiting periods, co-payments or out of pocket expenses required for covered services.
Prescription Drugs – Brand name and generic both covered, unlimited benefit (this is a VERY important benefit!). Paid 100% after deductible.
Professional & Diagnostic Services – 100% after deductible
Inpatient Services – 100% after deductible. Overnight hospital or facility stays.
Outpatient Services – 100% after deductible. Services without overnight stays.
Emergency Room Services – 100% after deductible
Maternity – Not covered.
To compare United Health One HSA 100 with other plans available from United Health One or other Virginia health insurance companies, just click the banner at the top or bottom of the page. You can also e-mail us at Info@terminsurancebrokers.com 24 hours a day or call 1-800-571-2980 between the hours of 9 AM and 9 PM eastern time.