The benefit period of a disability insurance policy determines how long you will be paid while disabled.  Options are usually as follows, or close to these periods:

  • To Age 67
  • To Age 65
  • 10 Years
  • 5 Years
  • 2 Years

Most disability companies only offer coverage to a maximum of age 65, but our top carrier offers all the way to age 67.  A shorter benefit period will have a lower premium, while a “To Age 67” benefit will have the highest premiums.  To Age 65 is the most commonly purchased benefit period.

To get a quote for a disability insurance policy, give us a call at 1-888-972-0024 from 9 AM to 9 PM eastern time or CLICK HERE to send us an e-mail 24 hours a day.  You can also complete the short form below.  Due to the number of factors involved in quoting disability insurance, online instant quotes are not available.