The benefit period of a disability insurance policy determines how long you will be paid while disabled. Options are usually as follows, or close to these periods:
- To Age 67
- To Age 65
- 10 Years
- 5 Years
- 2 Years
Most disability companies only offer coverage to a maximum of age 65, but our top carrier offers all the way to age 67. A shorter benefit period will have a lower premium, while a “To Age 67” benefit will have the highest premiums. To Age 65 is the most commonly purchased benefit period.
To get a quote for a disability insurance policy, give us a call at 1-800-571-2980 from 9 AM to 9 PM eastern time or send us an e-mail at [email protected] 24 hours a day. You can also complete the short form below. Due to the number of factors involved in quoting disability insurance, online instant quotes are not available.