Medigap Plan M is offered in a number of states, and like other supplement plans, covers basic benefits for medical and hospital expenses.  This plan offers the same benefits as plan D, but covers only 50% of the Part A deductible – the insured will need to pay the other 50% out-of-pocket.

As with plan D, this plan will benefit people who want to be able to predict what their monthly medical expenses will be, but are willing to pay a little more of out-of-pocket to keep their premiums down.

Medigap Plan M covered benefits:

  • Medicare Part A coinsurance plus coverage for 365 additional days after Medicare benefits are used up
  • Medicare Part B coinsurance or copayment
  • First 3 pints of blood
  • Part A hospice care coinsurance or copayment
  • 50% of Part A hospitalization deductible
  • Skilled nursing facility co-insurance
  • Foreign travel emergency (up to plan limits)

Medigap Plan M benefits not covered:

    • Medicare Part B medical deductible
    • Medicare Part B excess charges

For questions about Medigap plans or if you would like a free quote comparison, please give us a call at 1-888-972-0024. Send us an e-mail by clicking here.