Everyone has different needs when determining the health plan that’s right for them.  Anthem Blue Cross / Blue Shield’s HealthKeepers plans feature a range of options so you can secure the coverage that’s right for you.  The Anthem BCBS HealthKeepers Core DirectAccess plan is Anthem’s bronze level health plan and features an HMO network.  There are five options for you to choose from under the Core plan, identified by the four-letter code at the end of their names. Anthem BCBS offers coverage on and off the health exchanges that feature different premiums with different networks. Please call us at 1-800-571-2980 for details.  Below is a general overview of the benefits under each plan:

 

Anthem BCBS HealthKeepers Core DirectAccess with HSA – cacd

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit    Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$3,750 $7,500 $6,200 $12,400 Fully covered – in-network

25% Coinsurance and deductible

Prescription Drug Coverage
Tier 1 Tier 2 Tier 3 Tier 4
Deductible and 25% Coinsuance Deductible and 25% Coinsuance Deductible and 25% Coinsuance Deductible and 25% Coinsuance

 

Anthem BCBS HealthKeepers Core DirectAccess – cabw 

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit    Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$4,500 $9,000 $6,350 $12,700 Fully covered – in-network

$35 copay per visit for the first 3 visits, then deductible and 35% coinsurance

Prescription Drug Coverage
Tier 1 Tier 2 Tier 3 Tier 4
Deductible and 35% Coinsuance Deductible and 35% Coinsuance Deductible and 35% Coinsuance Deductible and 35% Coinsuance

 

Anthem BCBS HealthKeepers Core DirectAccess with Child Dental – cdbw

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit    Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$4,500 $9,000 $6,350 $12,700 Fully covered – in-network

$35 copay per visit for the first 3 visits, then deductible and 35% coinsurance

Prescription Drug Coverage
Tier 1 Tier 2 Tier 3 Tier 4
Deductible and 35% Coinsuance Deductible and 35% Coinsuance Deductible and 35% Coinsuance Deductible and 35% Coinsuance

 

Anthem BCBS HealthKeepers Core DirectAccess – caam

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit    Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$5,500 $11,000 $6,350 $12,700 Fully covered – in-network

$40 copay per visit for the first 2 visits, then deductible and 25% coinsurance

Prescription Drug Coverage
Tier 1 Tier 2 Tier 3 Tier 4
Deductible and 25% Coinsuance Deductible and 25% Coinsuance Deductible and 25% Coinsuance Deductible and 25% Coinsuance

 

Anthem BCBS HealthKeepers Core DirectAccess with HSA – caas

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit    Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$6,000 $12,000 $6,350 $12,700 Fully covered – in-network

15% Coinsurance after deductible

Prescription Drug Coverage
Tier 1 Tier 2 Tier 3 Tier 4
Deductible and 15% Coinsuance Deductible and 15% Coinsuance Deductible and 15% Coinsuance Deductible and 15% Coinsuance

 

If you would like a free quote comparison or have any questions about health insurance plans, give us a call at 1-800-571-2980 or e-mail us at Info@terminsurancebrokers.com.