Standard Insurance is owned by StanCorp Financial Group and has been selling insurance for over 100 years. They are one of only 14 insurance companies to have achieved an “A” financial rating or better for over 75 years. Standard has one of the industry’s top disability insurance portfolios, including the ultra-comprehensive Protector Platinum individual disability policy. Current offerings from Standard include:
Protector Platinum – the most comprehensive disability policy offered by Standard, rivaling the best contract terms of any policy available throughout the entire industry.
Protector Plus – the previous generation of disability insurance from Standard. Still available in states where Protector Platinum has not yet been approved.
Protector Platinum GI – a disability policy offered on a guaranteed-issue basis with no medical underwriting with discounted rates and options chosen by the employer. Does not require any medical underwriting.
Protector Plus GI – a guaranteed-issue version of the Protector Plus policy, available to small businesses with no medical underwriting.
Business Protector – a business overhead expense disability insurance policy geared towards small business owners to reimburse their overhead expenses in the event of a disability. Covers expenses such as mortgage/lease payments, employee wages, utilities, other insurance premiums, etc.
Business Equity Protector – a disability buyout insurance policy used for business partners when an agreement is made to buy out one of the partners in the event of a disability. Pays a lump sum benefit when the insured becomes disabled.
To get a personalized quote for the Platinum Protector individual disability insurance policy from Standard Insurance, please give us a call at 1-800-571-2980, send us an e-mail at Info@terminsurancebrokers.com, or complete the short form below: