Humana, also known as HumanaOne is among the largest health insurance companies nationwide and is quickly becoming one of the market leaders for Virginia individual and family health insurance. With a portfolio of plans for every need and a growing physician network, Humana will be a market force for years to come.

Everyone has different needs when determining the health plan that’s right for them. Humana offers a range of options so you can secure the coverage that’s right for you. These new plans feature more comprehensive benefits than before and include a range of deductible and network options to suit everyone’s budgets. Preventative care is fully covered under each plan when you visit an in-network doctor – includes services such as immunizations, PSA screenings, Mammograms, and well-child care.

Humana offers plans off the health insurance exchanges only – subsidies cannot be applied to these plans.

The catastrophic plan features a PPO network to go with a range of benefit structures including preventative care.  Children’s dental and vision coverage is included in the catastrophic plan. Only one plan option is offered for this level. Below is a general overview of the benefits under each plan:


Humana National Preferred Basic 6350/6350 with Children’s Dental

 Click here to download a copy of Humana’s Preferred Basic 6350/6350 plan brochure

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit   Coinsurance  Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$6,350 $12,700 $6,350 $12,700 0% after deductible Fully covered – in-network

Primary Care Physician – $25 Copay for first 3 visits, then 0% after deductible*

Specialist – 0% after deductible

Prescription Drug Coverage
Level 1 Level 2 Level 3 Level 4
0% after deductible 0% after deductible 0% after deductible 0% after deductible

*If you visit an in-network doctor and they’re apart of the Concentra group, you can save extra money on your copays.  Copays for visits to Concentra doctors are $25 – they are $35 for non-Concentra in-network physicians.


If you would like a free quote comparison or have any questions about health insurance plans, give us a call at 1-800-571-2980 or e-mail us at