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With the new Affordable Care Act, each carrier created new health insurance plans for the marketplace that feature more comprehensive benefits than before. Kaiser released plans for the catastrophic, bronze, silver, and gold levels in Virginia that are available both on and off the health insurance exchanges – they do not offer a platinum plan in Virginia. These new plans feature more comprehensive benefits than before and include a range of deductible options to suit everyone’s budgets and no charge for preventative care. Preventative care includes immunizations, PSA screenings, Mammograms, and well-child care. Every Kaiser plan features an HMO network.
Catastrophic plans are only available to individuals under age 30. These plans are an excellent choice for young adults who want to keep their premiums to the lowest possible level and are willing to share a larger portion of the costs in the event of an illness or injury. Kaiser only offers one catastrophic plan:
Bronze plans are an excellent choice for those who want to keep their premiums low and still get a great level of protection. Kaiser offers three options for their bronze plan:
- Kaiser Permanente: KP VA Bronze 4500/50/Dental
- Kaiser Permanente: KP VA Bronze 4500/50/HSA/Dental
- Kaiser Permanente: KP VA Bronze 5000/30%/HSA/Dental
Silver plans offer a nice balance for those who want a low premium and a low deductible. Kaiser offers three options for their silver plan:
- Kaiser Permanente: KP VA Silver 1500/30/Dental
- Kaiser Permanente: KP VA Silver 1750/25%/HSA/Dental
- Kaiser Permanente: KP VA Silver 2500/30/Dental
Gold plans are great for those who have predictable medical expenses, want a very low or no deductible, or simply want to limit the potential cost they may take on in the event of an illness or injury. Kaiser offers two options for their gold plan:
Click on a plan above to see benefit details
Click here for a free instant quote comparison of health insurance plans from Kaiser Permanente and other top major medical insurance companies. If you have any questions about Kaiser’s health insurance plans, give us a call at 1-800-571-2980 or e-mail us at [email protected]