Everyone has different needs when determining the health plan that’s right for them. Innovation Health plans feature a range of options so you can secure the coverage that’s right for you. Innovation offers one gold plan and is available on health exchanges only.
Innovation Health is owned by Aetna and is a partnership with the INOVA hospital system. All Innovation health plans feature a PPO network, but operate in a very unique way as all in-network facilities are located in Northern Virginia. You must live in Alexandria City, Arlington County, Fairfax County, Fairfax City, Falls Church City, or Loudoun County to sign up for an Innovation Health plan.
Below is a general overview of the benefits under Innovation’s gold plan:
Innovation Health Premier 2000 PD
|Network Type – PPO (Preferred Provider Organization)|
|Deductible||Out-of-Pocket Limit||Preventative Care||Doctor Office Visits|
|$2,000||$4,000||$4,500||$9,000||Fully covered – in-network||
Primary Care Physician – $10 Copay, deductible waived
Specialist – $30 Copay, deductible waived
|Prescription Drug Coverage – $500 Pharmacy Deductible|
|Preferred Generics||Preferred Brand||Preferred Specialty||Non-Preferred Drugs|
|$4 Copay, deductible waived||560 Copay after deductible||50% Coinsurance after deductible, not to exceed a $500 copay per prescription||50% Coinsurance after deductible|