Everyone is different – we all have our own needs, health, monetary budget, and desires when it comes to our health insurance coverage. Assurant Health offers many options for health insurance plans helping you to find the coverage that’s right for you. Assurant offers one catastrophic plan and it features a PPO network to go with a range of benefit structures including preventative care as well as annual eye exams and dental checkups for children under age 19, however, this plan is only available to individuals under age 30. This plan is an excellent choice for yound adults who want to keep their premiums to the lowest possible level and are willing to share a larger portion of the costs in the event of an illness or injury.
Assurant offers plans off the health insurance exchanges only – subsidies cannot be applied to these plans.
Below is a general overview of the benefits under Assurant’s catastrophic plan:
Assurant Health Catastrophic Plan
|Network Type – PPO (Preferred Provider Organization)|
|Deductible||Out-of-Pocket Limit||Coinsurance||Preventative Care||Doctor Office Visits|
|$6,350||$12,700||$6,350||$12,700||0%||Fully covered – in-network||
Paid at 100% first 3 visits
|Prescription Drug Coverage|
|Generics||Preferred Brand||Non-Preferred Brand||Specialty|
|Subject to deductible and coinsurance||Subject to deductible and coinsurance||Subject to deductible and coinsurance||Subject to deductible and coinsurance|