Everyone has different needs when determining the health plan that’s right for them. Innovation Health plans feature a range of options so you can secure the coverage that’s right for you. The Innovation Health Basic PD plan is only available to individuals under age 30 and features a PPO network – this plan is available both on and off the health insurance exchanges.
Innovation Health is owned by Aetna and is a partnership with the INOVA hospital system. All Innovation health plans feature a PPO network, but operate in a very unique way as all in-network facilities are located in Northern Virginia. You must live in Alexandria City, Arlington County, Fairfax County, Fairfax City, Falls Church City, or Loudoun County to sign up for an Innovation Health plan.
Below is a general overview of the benefits under the catastrophic plan:
Innovation Health Basic PD Plan
|Network Type – PPO (Preferred Provider Organization)|
|Deductible||Out-of-Pocket Limit||Preventative Care||Doctor Office Visits|
|$6,350||$12,700||$6,350||$12,700||Fully Covered||Primary Care Physician – $20 Copay, deductible waived for first 3 visits, thereafter is 0% after deductible.|
|Prescription Drug Coverage|
|Preferred Generics||Preferred Brand-Name||Preferred Specialty||Non-Preferred Drugs|
|0% after deductible||0% after deductible||0% after deductible||0% after deductible|