Every company has different rates and underwriting, so the price you pay can vary significantly between companies depending on various risk factors. Our unique process allows us to get you the best possible offer and the lowest possible rates whether you are in perfect health, or even if you have had a previous heart attack, cancer, or other major medical condition. We help you shop for the best Medigap plan and final expense life insurance rates with all of the following senior insurance companies:
- American Amicable
- Americo
- American Continental / Continental Life
- Anthem
- Assurity Life Insurance Company
- Central States Indemnity
- Cigna
- Fidelity Life
- Forethought
- Gerber
- Humana
- Independent Order of Foresters
- Medico
- Monumental
- Omaha Insurance Company / United of Omaha / Mutual of Omaha
- Royal Neighbors of America
- Sentinel Security
- Transamerica
- United American
- United Healthcare
- United Home Life / United Farm Family Life
- Vantis Life
- Woodmen of the World
Each of the final expense policies we offer are whole life insurance policies and do not require a medical exam – carriers may request a personal health interview (conducted by phone) in place of an exam, varies by company. Each program features level premiums and death benefits that are fixed and guaranteed for life (and build cash value) – they are not age-banded policies (age-banded programs feature premiums increasing every 5 years).
If you have any questions about Virginia Medigap plans or final expense insurance plans, or would like a free quote comparison, give us a call at 1-888-972-0024. You can e-mail us by clicking here.