There is no one policy that is the best for everyone as we each have our own needs and purposes for buying life insurance. Some may buy life insurance because they just got married, some because they have a new child, some for estate planning, and some for income replacement, just to name a few situations where you may look into buying coverage.
In evaluating which is best for you, there’s a number of factors to consider such as what type of coverage do you want/need, the reason you want to buy it, how much coverage and for how long (e.g. term vs. permanent), premium affordability, health status, where you live, and others.
One of the first things you need to do is identify the risk classification you qualify for. The risk classification is critical because this determines what the premiums will be for the policy you’re applying for.
Give us a call today at 1-888-972-0024 to review your life insurance needs. Even if you currently have life insurance, you may want to review your coverage to see if a lower rate or better guarantee is available – the quotes are provided at no cost to you and there are no additional fees for using us.