Accelerated Underwriting has taken the life insurance world by storm.  It allows many individuals the opportunity to secure high amounts of coverage as soon as the same day they apply.  To learn more about how accelerated underwriting works – click here.

So how much coverage can you get through the accelerated underwritten process?  The answer depends on the insurance company.  We have compiled this summarized list of current maximums (as of early 2024) offered by insurers:

  • Banner Life – $2,000,000
  • CoreBridge Financial – $1,000,000.
  • John Hancock – $3,000,000
  • Lincoln National – $2,500,000
  • Mass Mutual – $1,000,000
  • Mutual of Omaha – $2,000,000
  • North American – $2,000,000
  • Pacific Life – $3,000,000
  • Penn Mutual – $10,000,000
  • Principal National – $2,500,000
  • Protective – $500,000
  • Prudential – $3,000,000
  • SBLI – $750,000
  • Symetra – $3,000,000
  • William Penn – $2,000,000
  • U.S. Life – $1,000,000

Age maximums for accelerated underwritten policies are typically either age 60 or 65 (varying by insurer) – for determining which company is most suitable for your specific needs and to get your free quote, please give us a call today at 1-888-972-0024 to speak with a live agent.