Everyone has different needs when determining the health plan that’s right for them. United Health One offers a range of options so you can secure the coverage that’s right for you. Your coverage can also be enhanced with optional riders to expand the level of covered benefits.
United Health One’s PPO network requires a primary care physician to be declared and referrals are required for specialists. Preventative care is fully covered under each plan when you visit an in-network doctor – includes services such as immunizations, PSA screenings, Mammograms, and well-child care.
Catastrophic plans are only available to individuals under age 30. This plan is an excellent choice for yound adults who want to keep their premiums to the lowest possible level and are willing to share a larger portion of the costs in the event of an illness or injury. United Health One only offers one catastrophic level plan, the Select Saver plan.
United Health One offers plans off the health insurance exchanges only – subsidies cannot be applied to these plans.
Below is a general overview of the benefits under the Select Saver plan:
United Health One Select Saver Catastrophic Plan
| Network Type – PPO (Preferred Provider Organization) | ||||||
| Deductible | Out-of-Pocket Limit | Coinsurance | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | |||
| $6,350 | $12,700 | $6,350 | $12,700 | 0% | Fully covered – in-network |
No charge for first 3 visits per insured. Additional visits subject to deductible. |
| Prescription Drug Coverage | |||
| Generics | Preferred Brand | Non-Preferred Brand | Specialty |
| No charge after deductible | No charge after deductible | No charge after deductible | No charge after deductible |
Click here to download United Health One’s plans brochure
If you would like a free quote comparison or have any questions about health insurance plans, give us a call at 1-800-571-2980 or e-mail us at Info@terminsurancebrokers.com.