Humana One in Virginia offers a wide variety of plans to suit every budget.  One of the most affordable and comprehensive is the Autograph Total Plus Rx, which is also compatible with a health savings account (HSA).  The plan features a single deductible for the whole family, lower premiums, preventative care before the deductible, and no annual limit on prescription benefits.   The option to use a health savings account can be especially helpful if you have pre-existing medical conditions since you can gain tax advantages that are not available with non-HSA plans. Click here to view the Autograph Total Plus Rx brochure.  Humana Autograph Total Plus Rx includes the following benefits:

Deductibles – $1500, $2500, $3500, or $5000 for individuals.  $3000, $5000, $7000, or $10,000 for families.  Benefits paid 100% after deductible (except preventative care, see brochure for details).

Office Visits
– 100% after deductible, unlimited visits.

Lifetime Maximum
– Unlimited

Preventative Care for Children
– 100% before deductible, no waiting periods, co-payments or out of pocket expenses required for covered services.

Preventative Care for Adults and Children age 7 and up
– 100% before deductible, no waiting periods, co-payments or out of pocket expenses required for covered services.

Prescription Drugs
– Brand name and generic both covered, no annual maximum (this is a VERY important benefit!).  Paid 100% after deductible.

Professional & Diagnostic Services
– 100% after deductible

Inpatient Services
– 100% after deductible. Overnight hospital or facility stays.

Outpatient Services
– 100% after deductible.  Services without overnight stays.

Emergency Room Services
– 100% after deductible

Maternity – Not covered.

To compare Humana Autograph Total Plus Rx with other plans available from Humana or other Virginia health insurance companies, please click here or complete the short form below.  You can also e-mail us at Info@terminsurancebrokers.com 24 hours a day or call 1-800-571-2980 between the hours of 9 AM and 9 PM eastern time.