TermInsuranceBrokers.com is licensed as an independent broker with Anthem Blue Cross/Blue Shield of Virginia.  Our agent ID code is A00597-0385.  Anthem recently introduced several new plans at a much lower price point than some of their older plans, while still offering the comprehensive benefits their members need and improving upon several key benefits.  The new plans include additional deductible options to suit everyone’s budget, upgraded prescription benefits, and no charge for preventative care.  Anthem Premier is the most comprehensive of the new offerings. Click here to view the Anthem Premier plan brochure (see pages 4-5).  Anthem Premier includes the following benefits:

Deductibles – Choice of $500, $1500, $2500, $3500, $5000, $7500, and $10,000.  20% co-insurance after deductible for $500, $1500, and $2500 options.  0% co-insurance for $2500 and up deductibles.  One deductible per person, maximum of two per family.

Office Visits – Co-payment of $30 for primary care physicians and $40 for specialists.  Unlimited visits.

Lifetime Maximum – Unlimited

Preventative Care – No charge when using in-network providers

Prescription Drugs – Brand name and generic both covered, unlimited benefit.  Requires $15 or 40% co-insurance, whichever is greater.  As an example, a $100 prescription would have a $40 co-payment and a $200 prescription would have an $80 co-payment.

Professional & Diagnostic Services – 20% or 0% co-insurance after deductible (depending on deductible chosen).  These include but are not limited to x-rays, lab work, anesthesia, surgeon, etc.

Inpatient Services  – 20% or 0% co-insurance after deductible.  Overnight hospital or facility stays.

Outpatient Services  – 20% or 0% co-insurance after deductible.  Services without overnight stays.

Emergency Room Services – 20% or 0% co-insurance after deductible

Maternity – Not covered.  Maternity benefits available for an additional $71.00 per month on deductibles of $2,500 and higher.  Six month waiting period for maternity benefits to be payable with the optional rider.

To get a quote for the Anthem Premier plan and apply online, just click the banner at the top or bottom of the page.  You can also e-mail us at Info@terminsurancebrokers.com 24 hours a day or call 1-800-571-2980 between the hours of 9 AM and 9 PM eastern time.