Everyone has different needs when determining the health plan that’s right for them.  Anthem Blue Cross / Blue Shield’s HealthKeepers plans feature a range of options so you can secure the coverage that’s right for you.  The Anthem BCBS HealthKeepers Essential DirectAccess plan is Anthem’s silver level health plan and features an HMO network.  There are four options for you to choose from under the Essential plan, identified by the four-letter code at the end of their names.  Anthem BCBS offers coverage on and off the health exchanges that feature different premiums with different networks.  Please call us at 1-800-571-2980 for details.  Below is a general overview of the benefits under each plan:

 

Anthem BCBS HealthKeepers Essential DirectAccess – cbky

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit    Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$1,500 $3,000 $5,500 $11,000 Fully covered – in-network

$35 copay per visit for the first 3 visits, then deductible and 35% coinsurance
Prescription Drug Coverage
Tier 1 Tier 2 Tier 3 Tier 4
$15 Copay $40 Copay Deductible and 30% Coinsurance Deductible and 30% Coinsurance

 

Anthem BCBS HealthKeepers Essential DirectAccess – cbjs

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit    Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$2,250 $4,500 $6,350 $12,700 Fully covered – in-network

$35 copay, unlimited
Prescription Drug Coverage
Tier 1 Tier 2 Tier 3 Tier 4
$15 Copay $40 Copay Deductible and 20% Coinsurance Deductible and 20% Coinsurance

 

Anthem BCBS HealthKeepers Essential DirectAccess – cbfs

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit    Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$2,600 $5,200 $6,000 $12,000 Fully covered – in-network

$35 copay per visit for the first 3 visits, then deductible and 20% coinsurance
Prescription Drug Coverage
Tier 1 Tier 2 Tier 3 Tier 4
$15 Copay $40 Copay Deductible and 20% Coinsurance Deductible and 20% Coinsurance

 

Anthem BCBS HealthKeepers Essential DirectAccess – cbau

Network Type – PPO (Preferred Provider Organization)
Deductible   Out-of-Pocket Limit    Preventative Care   Doctor Office Visits 
Individual Family  Individual Family
$3,350 $6,700 $5,500 $11,000 Fully covered – in-network

$45 copay, unlimited
Prescription Drug Coverage
Tier 1 Tier 2 Tier 3 Tier 4
$15 Copay $40 Copay Deductible and 15% Coinsurance Deductible and 15% Coinsurance

 

If you would like a free quote comparison or have any questions about health insurance plans, give us a call at 1-800-571-2980 or e-mail us at Info@terminsurancebrokers.com.