Everyone has different needs when determining the health plan that’s right for them. Anthem Blue Cross / Blue Shield’s HealthKeepers plans feature a range of options so you can secure the coverage that’s right for you. The Anthem BCBS HealthKeepers Core DirectAccess plan is Anthem’s bronze level health plan and features an HMO network. There are five options for you to choose from under the Core plan, identified by the four-letter code at the end of their names. Anthem BCBS offers coverage on and off the health exchanges that feature different premiums with different networks. Please call us at 1-800-571-2980 for details. Below is a general overview of the benefits under each plan:
Anthem BCBS HealthKeepers Core DirectAccess with HSA – cacd
| Network Type – PPO (Preferred Provider Organization) | |||||
| Deductible | Out-of-Pocket Limit | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | ||
| $3,750 | $7,500 | $6,200 | $12,400 | Fully covered – in-network |
25% Coinsurance and deductible |
| Prescription Drug Coverage | |||
| Tier 1 | Tier 2 | Tier 3 | Tier 4 |
| Deductible and 25% Coinsuance | Deductible and 25% Coinsuance | Deductible and 25% Coinsuance | Deductible and 25% Coinsuance |
Anthem BCBS HealthKeepers Core DirectAccess – cabw
| Network Type – PPO (Preferred Provider Organization) | |||||
| Deductible | Out-of-Pocket Limit | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | ||
| $4,500 | $9,000 | $6,350 | $12,700 | Fully covered – in-network |
$35 copay per visit for the first 3 visits, then deductible and 35% coinsurance |
| Prescription Drug Coverage | |||
| Tier 1 | Tier 2 | Tier 3 | Tier 4 |
| Deductible and 35% Coinsuance | Deductible and 35% Coinsuance | Deductible and 35% Coinsuance | Deductible and 35% Coinsuance |
Anthem BCBS HealthKeepers Core DirectAccess with Child Dental – cdbw
| Network Type – PPO (Preferred Provider Organization) | |||||
| Deductible | Out-of-Pocket Limit | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | ||
| $4,500 | $9,000 | $6,350 | $12,700 | Fully covered – in-network |
$35 copay per visit for the first 3 visits, then deductible and 35% coinsurance |
| Prescription Drug Coverage | |||
| Tier 1 | Tier 2 | Tier 3 | Tier 4 |
| Deductible and 35% Coinsuance | Deductible and 35% Coinsuance | Deductible and 35% Coinsuance | Deductible and 35% Coinsuance |
Anthem BCBS HealthKeepers Core DirectAccess – caam
| Network Type – PPO (Preferred Provider Organization) | |||||
| Deductible | Out-of-Pocket Limit | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | ||
| $5,500 | $11,000 | $6,350 | $12,700 | Fully covered – in-network |
$40 copay per visit for the first 2 visits, then deductible and 25% coinsurance |
| Prescription Drug Coverage | |||
| Tier 1 | Tier 2 | Tier 3 | Tier 4 |
| Deductible and 25% Coinsuance | Deductible and 25% Coinsuance | Deductible and 25% Coinsuance | Deductible and 25% Coinsuance |
Anthem BCBS HealthKeepers Core DirectAccess with HSA – caas
| Network Type – PPO (Preferred Provider Organization) | |||||
| Deductible | Out-of-Pocket Limit | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | ||
| $6,000 | $12,000 | $6,350 | $12,700 | Fully covered – in-network |
15% Coinsurance after deductible |
| Prescription Drug Coverage | |||
| Tier 1 | Tier 2 | Tier 3 | Tier 4 |
| Deductible and 15% Coinsuance | Deductible and 15% Coinsuance | Deductible and 15% Coinsuance | Deductible and 15% Coinsuance |
If you would like a free quote comparison or have any questions about health insurance plans, give us a call at 1-800-571-2980 or e-mail us at Info@terminsurancebrokers.com.