What does it cost to apply for life insurance?
There is no cost to you to apply for life insurance. All costs are paid by the insurance company, which includes the cost of processing your application, paying for any medical records they may need to order, and paying for the paramedical exam if your application requires one.
If a company attempts to charge you for processing a life insurance application, that should be a red flag and you should be very cautious of moving forward with that company. A reputable life insurance company will not have any “application fee.”
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