We were asked recently about how original Medicare (Medicare Part A & Part B) and Medicare Supplement (Medigap) plans cover some of the common vaccine shots such as Flu shots, Pneumonia shots, and Shingles shots. This article will discuss Pneumonia shots – please click on either of the two following links to review flu shot and shingles shot information:

Flu Shots
Shingles Shots

Your Medicare Part B covers a Pneumococcal shot to help prevent pneumococcal infections (such as pneumonia).  Typically, a shot is only needed once in a lifetime – a second shot may be needed sometimes for those who considered to be at “high-risk”.

So what’s my cost for a Pneumococcal shot under Medicare?

If the provider accepts assignment, they are accepting the Medicare-approved payment amount as payment-in-full.  If you use a provider who does not accept assignment, you may be responsible for up to 20% of the cost of the shot (Original Medicare covers approximately 80% of expenses).

A Medigap plan can help cover that other 20% of expenses (the “gap” in original Medicare).  There are no networks with Medigap plans so you can see any provider who takes Medicare and have up to 100% of the expense covered.

Give us a call today at 1-888-972-0024 to learn more about Medigap plans and how they can save you money!  You can also CLICK HERE to e-mail us with any questions!

Even if you already have a plan in place, it’s a good idea to compare your current premium with other carriers offering Medigap plans in your area since they’re standardized.  We charge no fees for our services so there is no cost to you to find out the input that can put a lot of money back in your pocket!