AXA Equitable was established in 1859 and is one of the oldest and largest companies in the industry. The company holds over $500 billion in assets under management worldwide, and maintains an A+ financial rating from A.M. Best. Please note that AXA policies require a $1,000,000 minimum death benefit. The following products are currently offered:
AXA Equitable Term – A term life insurance policy with premiums and benefits guaranteed for your choice of 10, 15, or 20 years. Can be converted to permanent insurance at any time during the guaranteed term period, up to age 70.
AXA Athena UL – A universal life insurance policy with premiums and death benefits guaranteed for life. The policy also features a cash value.
AXA Athena Survivorship UL – A survivorship universal life insurance policy with premiums and death benefits guaranteed for life. Two people are insured under a single policy and the benefit is only paid upon the second death. This is commonly used in conjunction with an irrevocable life insurance trust (ILIT) for estate planning purposes to help pay the estate tax that high net-worth individuals may face.
AXA Interest Sensitive Whole Life – A whole life insurance policy with guaranteed cash values and a death benefit guaranteed for life. Premiums are higher than the Athena UL, but greater cash values may be accumulated.
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