Assurity Life Insurance Company is a Lincoln, Nebraska-based mutual life insurer with roots dating back to 1890. As a certified B Corporation and mutual company, Assurity is structured for long-term stability — owned by policyholders, not shareholders. They are a strong choice for affordable term and no-exam life insurance.
AM Best Rating: A- (Excellent)
Assurity carries an A- (Excellent) rating from AM Best with a Stable Outlook, reflecting a solid balance sheet and consistent financial performance since 1890.
Term Life Insurance
Term policies available in 10, 15, 20, and 30-year durations with face amounts from $25,000 to $10 million. No-exam coverage available up to $1 million for ages 18–50 and up to $500,000 for ages 51–65 through accelerated underwriting.
Return of Premium Term
One of the few carriers still offering return of premium (ROP) term life insurance — get all your premiums back if you outlive the 20 or 30-year term period.
Disability Income Insurance
Assurity is also a carrier we work with for individual disability insurance, offering straightforward DI products for small business owners and individuals.
Certified B Corporation
Assurity became the largest insurance company ever to achieve B Corporation certification in 2015, reflecting their commitment to policyholder interests, community, and sustainability.
Best For
Healthy individuals under 50 seeking affordable no-exam term coverage, return of premium term, or straightforward disability income insurance.
Get an Assurity Life Insurance Quote
Call us at 1-888-972-0024 or contact us to get a personalized quote. We compare rates across all major carriers at no cost to you.