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August 20, 2026
Guaranteed Issue Whole Life Insurance: Coverage With No Medical Exam, No Health Questions

If you’ve been declined for traditional life insurance because of a health condition, or you’re worried a health issue in your history will keep you…

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August 7, 2026
$1,000,000 Life Insurance at Age 50: What Men and Women Actually Pay

At age 50, a healthy man can expect to pay around $240 per month or so for $1,000,000 of 20-year term life insurance at a…

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July 31, 2026
What to Do With a Life Insurance Payout: Why an Annuity Is Worth Considering

The best use of a life insurance payout depends on your timeline and risk tolerance, but a fixed annuity is worth serious consideration because it’s…

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July 24, 2026
Life Insurance After Prostate Cancer: Gleason Score, PSA, and Rates

Yes — most men with a history of prostate cancer can qualify for life insurance, and early-stage, low-grade cases are often among the most favorably…

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July 21, 2026
Life Insurance for Visa Holders: H-1B, H-4, L-1, O-1, TN, and More

Yes — H-1B, L-1, O-1, TN, and most other visa holders can buy life insurance in the United States. Most carriers require six months to…

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July 17, 2026
Life Insurance After Breast Cancer: Rates, Timing, and What to Expect

A breast cancer diagnosis or history doesn’t close the door on life insurance. Many survivors qualify for standard rates, and the earlier the stage at…

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July 10, 2026
Life Insurance for Smokers: What You Need to Know

Smokers can absolutely get life insurance — the coverage exists, the carriers are ready to work with you, and understanding how tobacco use actually affects…

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July 9, 2026
Life Insurance With High Cholesterol: What Your Numbers Really Mean

By Jason Goldenzweig | Term Insurance Brokers  |  Updated July 2026  |  8 min read Quick answer: High cholesterol is one of the mildest “conditions”…

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July 9, 2026
Life Insurance With Sleep Apnea: What CPAP Users Need to Know

By David Goldenzweig | Term Insurance Brokers  |  Updated July 2026  |  9 min read Quick answer: Yes — sleep apnea is one of the…

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July 7, 2026
Independent Life Insurance Broker vs. Going Direct: Why It Matters

When you shop for life insurance, you have two basic options: go directly to an insurance company, or work with an independent broker who represents…

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