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May 3, 2021
Convert Existing Life Insurance or Buy New Life Insurance – Which is Best?

Did you purchase a term policy and are curious about converting it or part of it into a whole life or permanent policy?  If your…

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April 29, 2021
Irrevocable Life Insurance Trust vs. Revocable Life Insurance Trust, what is the difference?

A trust is a separate legal entity that is set up to manage a person’s wealth and assets. Assets are placed inside a trust, a…

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April 14, 2021
Captive Agent vs. Independent Agent – What’s the difference?

There are different types of insurance agents? Yes! There are two main categories of insurance agents out there – captive agents and independent agent…but what…

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March 8, 2021
What is the Goodman Triangle?

One of the biggest attractions with life insurance is the ability to have income tax-free benefits payable to your beneficiary in the event the insured…

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December 30, 2020
The Need to Knows: Heart Disease History

If you have heart disease, these are the need to knows that will help us get you the most accurate quotes for life insurance coverage:…

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December 22, 2020
Got a Touch of the Diabeetus?

Got a touch of the diabeetus in your medical history (see also: Can You Get Life Insurance With Type 2 Diabetes?) and looking to get…

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December 17, 2020
The Rona and Qualifying for Life Insurance

Like most industries, the Coronavirus has affected the life insurance business too. How this will affect you completely depends on your age and health history.…

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November 24, 2020
“I have disability insurance through my employer, so I’m already covered.”

STOP! Let’s just set aside this very common statement for now.  By the end of this article, you may have a totally different perspective about…

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November 24, 2020
Do You Have Enough Coverage? – Common Life Events That Change Your Needs!

There are multiple reasons to purchase life insurance. (See: 5 Financial Planning Scenarios That Mean It’s Time to Review Your Life Insurance.) It can be…

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October 12, 2020
Life Insurance Health Ratings are like a Ladder

Life Insurance Health Ratings: Pricing of life insurance policies are determined by the health rating you can qualify for with a given life insurance company. …

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