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May 17, 2021
How Does Smoking and Vaping Affect Life Insurance Rates?

Published by Term Insurance Brokers — an independent brokerage licensed in 35+ states, representing 30+ top-rated carriers. Updated May 15, 2026. Quick Answer: Smokers and…

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May 11, 2021
AIG Removes COVID Underwriting Restrictions

Due to continued improving trends related to covid-19 positivity rates, American General (AIG) has announced that effective May 12, 2021, the underwriting restrictions that were…

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May 3, 2021
Why Do Life Insurance Companies Look at Non-Health Factors?

Published by Term Insurance Brokers — an independent brokerage licensed in 35+ states, representing 30+ top-rated carriers. Updated May 15, 2026. Quick Answer: Life insurance…

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May 3, 2021
Convert Existing Life Insurance or Buy New Life Insurance – Which is Best?

Did you purchase a term policy and are curious about converting it or part of it into a whole life or permanent policy?  If your…

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April 29, 2021
Irrevocable Life Insurance Trust vs. Revocable Life Insurance Trust, what is the difference?

A trust is a separate legal entity that is set up to manage a person’s wealth and assets. Assets are placed inside a trust, a…

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April 14, 2021
Captive Agent vs. Independent Agent – What’s the difference?

There are different types of insurance agents? Yes! There are two main categories of insurance agents out there – captive agents and independent agent…but what…

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March 8, 2021
What is the Goodman Triangle?

One of the biggest attractions with life insurance is the ability to have income tax-free benefits payable to your beneficiary in the event the insured…

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December 30, 2020
The Need to Knows: Heart Disease History

If you have heart disease, these are the need to knows that will help us get you the most accurate quotes for life insurance coverage:…

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December 22, 2020
Got a Touch of the Diabeetus?

Got a touch of the diabeetus in your medical history (see also: Can You Get Life Insurance With Type 2 Diabetes?) and looking to get…

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December 17, 2020
The Rona and Qualifying for Life Insurance

Like most industries, the Coronavirus has affected the life insurance business too. How this will affect you completely depends on your age and health history.…

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