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June 30, 2021
Can life insurance companies deny you coverage or deny a death benefit if you got the Covid vaccine?

Fact Check: Can life insurance companies deny you coverage or deny a death benefit if you got the Covid vaccine? There is a lot of…

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May 17, 2021
Smoking and vaping. How does it affect life insurance?

Smokers can pay up to 3x the price (or more) compared to what non-smoker’s pay for life insurance. Why? It is no surprise that smoking…

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May 11, 2021
AIG Removes COVID Underwriting Restrictions

Due to continued improving trends related to covid-19 positivity rates, American General (AIG) has announced that effective May 12, 2021, the underwriting restrictions that were…

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May 3, 2021
Why do insurers look at factors that are not related to your health?

It is no secret that insurance companies love statistics and calculating risk. There are a lot of statistics and risks that play a factor in…

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May 3, 2021
Convert Existing Life Insurance or Buy New Life Insurance – Which is Best?

Did you purchase a term policy and are curious about converting it or part of it into a whole life or permanent policy?  If your…

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April 29, 2021
Irrevocable Life Insurance Trust vs. Revocable Life Insurance Trust, what is the difference?

A trust is a separate legal entity that is set up to manage a person’s wealth and assets. Assets are placed inside a trust, a…

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April 14, 2021
Captive Agent vs. Independent Agent – What’s the difference?

There are different types of insurance agents? Yes! There are two main categories of insurance agents out there – captive agents and independent agent…but what…

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March 8, 2021
What is the Goodman Triangle?

One of the biggest attractions with life insurance is the ability to have income tax-free benefits payable to your beneficiary in the event the insured…

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December 30, 2020
The Need to Knows: Heart Disease History

If you have heart disease, these are the need to knows that will help us get you the most accurate quotes for life insurance coverage:…

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December 22, 2020
Got a Touch of the Diabeetus?

Got a touch of the diabeetus in your medical history and looking to get life insurance? Make sure you know the following about your diabetes…

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