Everyone is different – we all have our own needs, health, monetary budget, and desires when it comes to our health insurance coverage. United Health One offers many options for health insurance plans helping you to find the coverage that’s right for you. The silver level plans feature a PPO network to go with a range of benefit structures including preventative care. United Health One’s PPO network requires a primary care physician to be declared and referrals are required for specialists.
United Health One offers plans off the health insurance exchanges only – subsidies cannot be applied to these plans.
There are two options for you to choose from under the silver plans. Below is a general overview of the benefits under each plan:
United Health One Silver Copay Select 1
| Network Type – PPO (Preferred Provider Organization) | ||||||
| Deductible | Out-of-Pocket Limit | Coinsurance | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | |||
| $5,000 | $10,000 | $6,350 | $12,700 | 20% | Fully covered – in-network |
Primary Care Physician – $35 Copay Specialist – $60 Copay |
| Prescription Drug Coverage – $500 Drug Deductible Per Person (Tiers 2-4) | |||
| Tier 1 | Tier 2 | Tier 3 | Tier 4 |
| $15 Copay | $40 Copay | $80 Copay | 25% Coinsurance |
United Health One Silver Copay Select 2
| Network Type – PPO (Preferred Provider Organization) | ||||||
| Deductible | Out-of-Pocket Limit | Coinsurance | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | |||
| $2,500 | $5,000 | $6,350 | $12,700 | 30% | Fully covered – in-network |
Primary Care Physician – $35 Copay per visit for first 4 visits per person. Additional visits subject to deductible and coinsurance Specialist – $70 Copay |
| Prescription Drug Coverage – $1,000 Drug Deductible Per Person (Tiers 2-4) | |||
| Tier 1 | Tier 2 | Tier 3 | Tier 4 |
| $15 Copay | $40 Copay | $80 Copay | 30% Coinsurance |
United Health One Silver Copay Select 3
| Network Type – PPO (Preferred Provider Organization) | ||||||
| Deductible | Out-of-Pocket Limit | Coinsurance | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | |||
| $3,500 | $7,000 | $6,350 | $12,700 | 20% | Fully covered – in-network |
Primary Care Physician – $35 Copay per visit for first 4 visits per person. Additional visits subject to deductible and coinsurance Specialist – $70 Copay |
| Prescription Drug Coverage – $1,000 Drug Deductible Per Person (Tiers 2-4) | |||
| Tier 1 | Tier 2 | Tier 3 | Tier 4 |
| $12 Copay | $40 Copay | $80 Copay | 25% Coinsurance |
United Health One Silver HSA 100
| Network Type – PPO (Preferred Provider Organization) | ||||||
| Maximum HSA Contribution – $3,300 Per Person ($4,300 over age 55); $6,550 Per Family | ||||||
| Deductible | Out-of-Pocket Limit | Coinsurance | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | |||
| $3,650 | $7,300 | $3,650 | $7,300 | 0% | Fully covered – in-network |
No charge after deductible. No referral required to see a specialist under this plan |
| Prescription Drug Coverage | |||
| No charge after deductible. Preferred Price Card: You pay for prescriptions upon purchase at lowest price available, and submit a claim to the carrier. |
Click here to download United Health One’s plans brochure
If you would like a free quote comparison or have any questions about health insurance plans, give us a call at 1-800-571-2980 or e-mail us at Info@terminsurancebrokers.com.