Everyone has different needs when determining the health plan that’s right for them. Innovation Health plans feature a range of options so you can secure the coverage that’s right for you. Each of the bronze plans are available both on and off the health insurance exchanges.
Innovation Health is owned by Aetna and is a partnership with the INOVA hospital system. All Innovation health plans feature a PPO network, but operate in a very unique way as all in-network facilities are located in Northern Virginia. You must live in Alexandria City, Arlington County, Fairfax County, Fairfax City, Falls Church City, or Loudoun County to sign up for an Innovation Health plan.
Below is a general overview of the benefits under Innovation’s silver plans:
Innovation Health Classic 3500 PD
Click here for a copy of the plan brochure
| Network Type – PPO (Preferred Provider Organization) | |||||
| Deductible | Out-of-Pocket Limit | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | ||
| $3,500 | $7,000 | $6,350 | $12,700 | Fully covered – in-network |
Primary Care Physician – $25 Copay, deductible waived Specialist – $50 Copay, deductible waived |
| Prescription Drug Coverage – $500 Pharmacy Deductible | |||
| Preferred Generics | Preferred Brand | Preferred Specialty | Non-Preferred Drugs |
| $8 Copay, deductible waived | $60 Copay after deductible | 50% Coinsurance after deductible, not to exceed a $500 copay per prescription | 50% Coinsurance after deductible |
Innovation Health Classic 5000 PD
Click here for a copy of the plan brochure
| Network Type – PPO (Preferred Provider Organization) | |||||
| Deductible | Out-of-Pocket Limit | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | ||
| $5,000 | $10,000 | $6,350 | $12,700 | Fully covered – in-network |
Primary Care Physician – $25 Copay, deductible waived Specialist – $50 Copay, deductible waived |
| Prescription Drug Coverage – $500 Pharmacy Deductible | |||
| Preferred Generics | Preferred Brand | Preferred Specialty | Non-Preferred Drugs |
| $8 Copay, deductible waived | $60 Copay after deductible |
50% Coinsurance after deductible, not to exceed a $500 copay per prescription | 50% Coinsurance after deductible |
If you would like a free quote comparison or have any questions about health insurance plans, give us a call at 1-800-571-2980 or e-mail us at Info@terminsurancebrokers.com.