Humana, also known as HumanaOne is among the largest health insurance companies nationwide and is quickly becoming one of the market leaders for Virginia individual and family health insurance. With a portfolio of plans for every need and a growing physician network, Humana will be a market force for years to come.
Everyone has different needs when determining the health plan that’s right for them. Humana offers a range of options so you can secure the coverage that’s right for you. These new plans feature more comprehensive benefits than before and include a range of deductible and network options to suit everyone’s budgets. Preventative care is fully covered under each plan when you visit an in-network doctor – includes services such as immunizations, PSA screenings, Mammograms, and well-child care.
Humana offers plans off the health insurance exchanges only – subsidies cannot be applied to these plans.
The bronze level plans feature a PPO network to go with a range of benefit structures including preventative care. Children’s dental and vision coverage is included in each bronze plan.
There are two options for you to choose from under the bronze plans. Below is a general overview of the benefits under each plan:
Humana National Preferred Bronze 4850/6350 with Children’s Dental
Click here to download Humana’s National Preferred Bronze 4850/6350 plan brochure
| Network Type – PPO (Preferred Provider Organization) | ||||||
| Deductible | Out-of-Pocket Limit | Coinsurance | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | |||
| $4,850 | $9,700 | $6,350 | $12,700 | 20% after deductible | Fully covered – in-network |
Primary Care Physician – $45 Copay* Specialist – $80 Copay |
| Prescription Drug Coverage | |||
| Drug Deductible – Individual: $1,500 ; Family – $9,000 | |||
| Level 1 | Level 2 | Level 3 | Level 4 |
| $20 Copay, no deductible | $75 Copay, after deductible | 50% Coinsurance, after deductible |
50% Coinsurance, after deductible (40% coinsurance for specialty drugs purchased from a preferred specialty drug pharmacy) |
*If you visit an in-network doctor and they’re apart of the Concentra group, you can save extra money on your copays. Copays for visits to Concentra doctors are $45 – they are $55 for non-Concentra in-network physicians.
Humana National Preferred Bronze 6300/6300 with Children’s Dental (HSA plan)
Click here to download Humana’s National Preferred Bronze 6300/6300 HSA plan brochure
| Network Type – PPO (Preferred Provider Organization) | ||||||
| Deductible | Out-of-Pocket Limit | Coinsurance | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | |||
| $6,300 | $12,600 | $6,300 | $12,600 | 0% after deductible | Fully covered – in-network |
0% after deductible |
| Prescription Drug Coverage | |||
| Level 1 | Level 2 | Level 3 | Level 4 |
| 0% after deductible | 0% after deductible | 0% after deductible |
0% after deductible |
If you would like a free quote comparison or have any questions about health insurance plans, give us a call at 1-800-571-2980 or e-mail us at Info@terminsurancebrokers.com.