Everyone is different – we all have our own needs, health, monetary budget, and desires when it comes to our health insurance coverage. Assurant Health offers many options for health insurance plans helping you to find the coverage that’s right for you. The gold level plans feature a PPO network to go with a range of benefit structures including preventative care as well as annual eye exams and dental checkups for children under age 19.
Assurant offers plans off the health insurance exchanges only – subsidies cannot be applied to these plans.
There are two options for you to choose from under the silver plans. Below is a general overview of the benefits under each plan:
Assurant Health Gold 1
| Network Type – PPO (Preferred Provider Organization) | ||||||
| Deductible | Out-of-Pocket Limit | Coinsurance | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | |||
| $2,000 | $4,000 | $2,000 | $4,000 | 0% | Fully covered – in-network |
No copay, subject to deductible and coinsurance |
| Prescription Drug Coverage | |||
| Generics | Preferred Brand | Non-Preferred Brand | Specialty |
| Subject to deductible and coinsurance | Subject to deductible and coinsurance | Subject to deductible and coinsurance | Subject to deductible and coinsurance |
Assurant Health Gold 2
| Network Type – PPO (Preferred Provider Organization) | ||||||
| Deductible | Out-of-Pocket Limit | Coinsurance | Preventative Care | Doctor Office Visits | ||
| Individual | Family | Individual | Family | |||
| $0 | $0 | $6,350 | $12,700 | 25% | Fully covered – in-network |
$25 Copay for unlimited visits |
| Prescription Drug Coverage | |||
| Generics | Preferred Brand | Non-Preferred Brand | Specialty |
| $15 Copay | $35 Copay | $60 Copay | $60 Copay |
Click here to download a copy of the brochure for Assurant’s CoreMed Health Plans
If you would like a free quote comparison or have any questions about health insurance plans, give us a call at 1-800-571-2980 or e-mail us at Info@terminsurancebrokers.com.