Fixed annuity rates — especially Multi-Year Guaranteed Annuity (MYGA) rates — change frequently based on the interest rate environment. We work with dozens of top-rated carriers and can access the most competitive rates available in the market today.
How to Get the Best Rate
- Work with an independent broker (like us) who shops multiple carriers — not a single company’s agent
- Compare rates for your specific term length (2-year, 3-year, 5-year, 7-year, 10-year) — see our MYGA Rates page for details on available terms
- Consider carrier financial strength alongside rate — the highest rate isn’t always from the strongest carrier
- Factor in free withdrawal provisions and surrender charge schedules
Carriers We Represent
We regularly place fixed annuities with top-rated carriers including Athene, North American Company, American Equity, Integrity Life, Midland National, and others rated A- or better by AM Best. For a full breakdown of how we evaluate each company, see our Best Annuity Companies page.
Fixed vs. Fixed Indexed Annuity Rates
If you’re open to index-linked growth with a floor of zero, a Fixed Indexed Annuity (FIA) may offer higher upside potential than a straight fixed annuity, especially over longer time horizons. Not sure which to choose? Compare fixed vs. fixed indexed annuities here.
Get a Current Rate Quote
Because rates change weekly, we don’t publish a static rate table here. The best way to get accurate, current rates is to call us — we’ll provide a personalized comparison in minutes. You can also compare current MYGA rates against your best CD offer.
Call us at 1-888-972-0024 or use the quote form above to get today’s best fixed annuity rates.