About David
David Goldenzweig is co-owner of TermInsuranceBrokers.com and DoctorDisabilityQuotes.com. They have helped clients across the country find the right coverage since 2010. With a strong background in life insurance, disability insurance, individual health, group benefits, long-term care, and fixed annuities, David brings a broad and well-rounded perspective to every client conversation — helping individuals, families, and business owners coordinate multiple coverage needs in one place.
A graduate of Virginia Polytechnic Institute and State University (Virginia Tech), David earned a Bachelor of Science degree with a concentration in Finance. He joined the family insurance brokerage in 2008, building on a tradition his father Michael Goldenzweig established over four decades. Today, David and his brother Jason run the practice together out of Las Vegas, Nevada, bringing the same depth of expertise to clients nationwide.
What distinguishes David’s approach is his ability to see the full picture. Where many brokers specialize in a single line, David regularly helps clients think through how their life insurance, disability coverage, group benefits, and retirement income strategy fit together — and where the gaps are. As an independent broker with no carrier quotas, his only obligation is finding the right fit for each client’s situation.
Practice Areas
Life Insurance
Term, whole, and universal life for individuals and families — including high-risk and impaired-risk cases where health history requires a more hands-on placement approach.
Disability Insurance
Individual disability income policies for professionals and business owners, with access to top own-occupation carriers including Guardian, MassMutual, Principal, Ameritas, and The Standard.
Individual Health Insurance
ACA marketplace plans, short-term medical, and major medical coverage for individuals and families — including clients between jobs, self-employed, or aging off a parent’s plan.
Group Benefits for Employers
Employer-sponsored group health, dental, vision, life, and disability plans for small and mid-size businesses. Works with carriers including Anthem, CareFirst BCBS, United Healthcare, and others.
Long-Term Care Insurance
Traditional LTC policies, hybrid life/LTC plans, and asset-based LTC strategies — including Partnership-qualified plans that protect assets from Medicaid spend-down.
Fixed Annuities
Multi-year guaranteed annuities (MYGAs), immediate annuities, and lifetime income strategies for clients approaching or in retirement who want principal protection and predictable growth.
What Clients Say
“David made this painless, and went the extra mile to get me the best possible rate. Highly recommend!”
“The Goldenzweig brothers are, by far, the most helpful, courteous, knowledgeable insurance professionals I have ever met. They know their business and have the skills to navigate what I consider to be an industry fraught with peril and confusion. If you need someone on your side to sort through the maze that is the world of insurance, Jason and David should be the first and only people to call.”
“David Goldenzweig advised me on my insurance policies and he was great to work with. Super knowledgeable, responsive, and professional. Highly recommended!”
Carriers David Works With
David has access to many of the top A-Rated carriers in the industry. As an independent broker, he shops the market on your behalf — view our full carrier list. No carrier bias, no quotas, just the best available rate for your situation.
States Licensed
Education & Credentials
Virginia Polytechnic Institute and State University (Virginia Tech)
National Producer Number (NPN): 9349448
Recent Articles by David
- Long-Term Care Insurance vs. Hybrid LTC: Which Makes More Sense in 2026?May 2026
- Group Health Insurance for Small Businesses: What Employers Need to KnowApril 2026
- Guardian vs. MassMutual for Disability Insurance: A Real-World ComparisonApril 2026
- MYGA Annuities in 2026: Rates, Terms, and Who They’re Best ForMarch 2026