Why Work With an Independent Group Benefits Broker?
As an independent broker, David shops your group benefits across multiple carriers — Cigna, Aetna, UnitedHealthcare, Sun Life, Mutual of Omaha, and more — rather than being tied to a single insurer. That means better options, better rates, and a plan design tailored to your workforce and budget.
We start with employee count, state, and which benefits you want to offer. Even groups as small as 2 employees qualify for group coverage.
We model plan options across multiple carriers, comparing premiums, network coverage, and plan designs side by side.
David walks you through the tradeoffs clearly — no jargon — so you can make the right decision for your team and your budget.
We manage the application, employee enrollment, and carrier paperwork through to your plan going live.
Group Benefits We Place
We design and place comprehensive group benefit packages for businesses of all sizes, from 2-person firms to 100+ employee companies.
Group Health Insurance
Medical coverage for your employees and their families through major carriers. HMO, PPO, and HDHP plan options across multiple network tiers and price points.
Group Life Insurance
Employer-sponsored term life coverage for employees, typically offered as a multiple of salary. Simple-issue group life with no medical exam for qualifying employees.
Group Disability Insurance
Short-term and long-term disability coverage that replaces a portion of an employee's income if they're unable to work due to illness or injury.
Group Dental & Vision
Dental and vision coverage for employees and dependents. Ameritas Dental Network and other top carriers with broad provider networks and competitive rates.
Voluntary / Worksite Benefits
Supplemental coverage employees can elect and pay for through payroll deduction — accident, critical illness, hospital indemnity, and more.
Section 125 / Cafeteria Plans
Pre-tax benefit structures that let employees pay their share of premiums with pre-tax dollars, reducing payroll taxes for both employer and employees.
Use the quote form above or call us to speak directly with David, our group benefits specialist.
Call 1-888-972-0024