Introduction
Term Insurance Brokers (“we,” “us,” or “our”) operates terminsurancebrokers.com and doctordisabilityquotes.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our websites or contact us about insurance products and services. Please read this policy carefully. If you disagree with its terms, please discontinue use of our sites.
Information We Collect
We may collect the following types of information:
- Personal Identifiers: Name, date of birth, address, email address, and phone number.
- Financial & Health Information: Information you provide when requesting insurance quotes, including income, health history, and coverage needs.
- Usage Data: IP address, browser type, pages visited, time spent on pages, and referring URLs, collected automatically through cookies and analytics tools.
- Communications: Records of emails, phone calls, or form submissions you initiate with us.
How We Use Your Information
We use the information we collect to:
- Provide insurance quotes and connect you with appropriate carriers.
- Respond to your inquiries and provide customer support.
- Send you relevant information about insurance products, policy updates, and educational content.
- Improve our websites, services, and marketing effectiveness.
- Comply with applicable laws, regulations, and licensing requirements.
- Prevent fraud and protect the security of our systems.
How We Share Your Information
We do not sell your personal information. We may share your information in the following circumstances:
- Insurance Carriers & Underwriters: To obtain quotes or place coverage on your behalf, we share relevant information with insurance carriers we represent.
- Service Providers: We work with third-party providers for CRM, email delivery, website hosting, and analytics. These providers are contractually obligated to protect your information and use it only for the services they perform for us.
- Legal Requirements: We may disclose information when required by law, subpoena, or regulatory authority, or to protect the rights and safety of our clients and business.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our websites, analyze traffic patterns, and support our marketing efforts. You can control cookie settings through your browser preferences. Disabling cookies may affect some functionality of our sites.
Third-Party Links
Our websites may contain links to third-party sites, including insurance carrier websites and quoting tools. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
Retention of Your Information
We retain personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements.
Your Rights and Choices
Depending on your state of residence, you may have rights regarding your personal information, including:
- The right to access the personal information we hold about you.
- The right to request correction of inaccurate information.
- The right to request deletion of your information, subject to legal and regulatory requirements.
- The right to opt out of marketing communications at any time.
To exercise any of these rights, please contact us using the information below.
California Residents
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information. To submit a CCPA request, please contact us directly.
Children’s Privacy
Our websites are not directed to children under the age of 13, and we do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a child, please contact us immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will post any updates on this page with a revised effective date. Your continued use of our websites after any changes constitutes your acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:
Term Insurance Brokers
Phone: (888) 972-0024
Website: terminsurancebrokers.com/contact-us/
Effective Date: March 15, 2026