Securian Financial, operating through its primary subsidiary Minnesota Life Insurance Company, is a mutual holding company founded in 1880 and headquartered in St. Paul, Minnesota. Securian is a strong, stable carrier for both individual and group life insurance, with a broad permanent product portfolio and competitive term pricing.
AM Best Rating: A+ (Superior)
Securian Financial carries an A+ (Superior) rating from AM Best, reflecting outstanding financial strength and 140+ years of stability as a mutual organization.
Term Life Insurance
Competitive term products in 10, 15, 20, and 30-year durations. Securian offers streamlined underwriting and solid pricing across many age and health profiles.
Indexed Universal Life (IUL)
Securian’s Eclipse IUL product is a competitive offering for retirement income planning and cash value accumulation. Multiple indexing strategies with competitive cap rates.
Group Life Insurance
Securian is a major provider of group life and disability insurance for employers, a capability that complements their individual product portfolio for business clients.
Mutual Structure — Long-Term Stability
As a mutual holding company, Securian is structured for long-term policyholder benefit rather than short-term shareholder returns — a distinction that has contributed to their 140+ year stability.
Best For
Buyers seeking a highly rated, stable carrier with competitive term and IUL products; businesses with both individual and group coverage needs; clients in the Midwest and nationally.
Get a Securian Financial Life Insurance Quote
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