Petersen International Underwriters (PIU) is a specialty insurance company and Lloyd’s of London Coverholder, founded in 1979 and headquartered in Valencia, California. PIU’s tagline — “When your regular insurance markets can’t… or won’t!” — captures their core mission: providing insurance solutions for individuals and situations that fall outside what traditional carriers will cover. For complex, high-limit, hazardous, or impaired-risk situations, PIU is one of the most important specialty markets we access.
High-Limit Disability Insurance
PIU’s flagship specialty. For individuals whose income exceeds what traditional DI carriers can cover — typically those earning $370,000+ annually — PIU can provide supplemental disability coverage up to $100,000/month through Lloyd’s. Essential for high-earning physicians, executives, and business owners who have maxed out traditional markets.
Impaired Risk & Hazardous Occupations
Traditional carriers decline or exclude coverage for many occupations and health conditions. PIU specializes in these gaps — corporate pilots, professional athletes, offshore workers, hazardous occupations, and individuals with health impairments that standard carriers won’t cover.
Guaranteed Issue Disability
PIU offers guaranteed-issue disability programs for groups and associations — no individual medical underwriting required. Ideal for medical residency programs, professional associations, and employer groups.
Key Person & Buy-Sell Disability
PIU’s Buy-Sell Plus and key person disability products protect businesses from the financial impact of a disabled owner or key employee — including lump-sum buyout coverage well above what individual DI carriers can provide.
Specialty Life Insurance
PIU offers specialty life products including failure-to-survive coverage, loan indemnification life insurance, and key person life coverage for amounts and situations that fall outside standard market guidelines.
Additional Specialty Coverages
High-limit accident insurance, kidnap and ransom insurance, travel medical insurance, international medical insurance, brand protection, and contingency coverages — PIU is a one-stop market for specialty risk placement.
Ask Us About Petersen International Underwriters
Call us at 1-888-972-0024 or contact us to get a personalized quote. We compare rates across all major carriers at no cost to you.