As an independent brokerage, we represent all major health insurance carriers — giving you unbiased access to the widest possible selection of plans in your area. We are not captive to any single insurer, which means our recommendations are based solely on what’s best for you.
UnitedHealthcare (UHC)
One of the nation’s largest health insurers with broad national provider networks. Offers individual and family, employer group, Medicare Advantage, and Medicaid plans. Known for a robust digital experience and nationwide network access.
Anthem / Elevance Health
Operates Blue Cross Blue Shield plans in 14 states. Strong individual, employer, Medicaid, and Medicare products with competitive networks across its coverage footprint. One of the most recognized names in health insurance.
Aetna (CVS Health)
A top-tier national carrier now part of CVS Health, offering an integrated health and pharmacy benefit approach. CVS MinuteClinic integration provides expanded care access points for members, which can reduce costs for routine care.
Cigna / Evernorth
Known for strong mental health and behavioral health benefits, broad pharmacy networks through Evernorth/Express Scripts, and solid employer group plans. A strong choice for those prioritizing behavioral health coverage.
Humana
One of the top Medicare Advantage carriers nationally. Also offers individual and family plans in select markets. Well known for wellness programs and the Go365 rewards platform that incentivizes healthy behaviors.
Blue Cross Blue Shield (BCBS)
An association of 33 independent regional plans covering all 50 states. BCBS plans are often the dominant carrier in their local market with the largest provider networks available. A strong default choice if network breadth is a priority.
Molina Healthcare
A leading ACA marketplace carrier in 19+ states. Specializes in government-sponsored programs and is very competitive for subsidy-eligible buyers seeking lower-premium plan options.
Oscar Health
A technology-driven insurer focused on the individual and small group ACA market. Known for its highly-rated app, free virtual care visits, and dedicated concierge care teams that help members navigate the healthcare system.
Centene / Ambetter
Through its Ambetter brand, Centene is the single largest ACA marketplace insurer — operating in 32+ states. Frequently among the most affordable options for subsidy-eligible buyers and those on tighter budgets.
Why Work with an Independent Broker?
Buying directly from any one of these carriers limits you to their plans only. Working with us means you get all of them compared side by side — at no additional cost to you. Broker compensation is paid by the carrier, not by you.
Call us at 1-888-972-0024 for a free plan comparison across all carriers available in your area.