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Long-term care insurance covers nursing home care, assisted living, or in-home care when a chronic illness or disability prevents you from performing everyday activities. Planning ahead protects your retirement savings and gives your family peace of mind.

Call us at 1-888-972-0024 or use the links below to explore your options.

Get a Quote

Get a personalized long-term care insurance quote from top-rated LTC carriers.

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LTC Insurance Basics

Learn how long-term care insurance works, what it covers, and how to evaluate your needs.

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Inflation Benefit

Inflation protection riders ensure your benefits keep pace with rising long-term care costs.

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Benefit Periods

Understand the difference between 2-year, 5-year, and lifetime benefit periods.

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Elimination Period

The waiting period before benefits begin — how to choose the right one for your situation.

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Partnership Program

State partnership programs let LTC insurance protect your assets from Medicaid spend-down.

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Insurance Companies

We represent John Hancock, Genworth, Transamerica, and other leading LTC carriers.

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States We Serve

Licensed in 35+ states — we help clients across the country plan for long-term care.

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Ready to Protect What Matters Most?

Get your free, no-obligation quote in under 60 seconds. Our advisors are available 7 days a week, 9am–9pm.